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In the UK, debt collection laws are regulated by the Office of Fair Trading (OFT); the governing body that sets out guidelines for creditors to follow when they are chasing a debtor for repayment. Even though [...]

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Chapter 13 bankruptcy, the net earner’s plan, or we can say restructuring bankruptcy, is quite different from Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you use your income to pay some or all of what [...]

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She was beautiful.
One look and that’s all she wrote
I wanted her and nothing was going to stop me.
I was determined.
Her body glistened in the sun. Her looks could kill.
She was every young man’s dream…
Of course I’m referring to the used, red, Mazda Miata I tried so desperately to finance shortly after my bankruptcy.
She captured my [...]

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When is the right time to declare bankruptcy? Many studies indicate that the time to seriously consider filing bankruptcy is a long way from the point where most people take the plunge. Since bankruptcy should really be considered only as your option of last resort, why do so many people throw in the financial towel [...]

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Chapter 7 Bankruptcy, A liquidation bankruptcy cancels your debts, but you might have to let the bankruptcy court execute some of your property for the profit of your creditors. Chapter 7 bankruptcy refers to the chapter of the federal statutes that contains the bankruptcy law. The main objective of modern bankruptcy [...]

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If you have a home loan and you want to evade foreclosure but you find you are in a situation where you cannot pay for the high mortgage payments you might qualify for a loan modification. This is one of many solutions you might consider talking to your lender about. A loan modification is offered [...]

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