In the UK, debt collection laws are regulated by the Office of Fair Trading (OFT); the governing body that sets out guidelines for creditors to follow when they are chasing a debtor for repayment. Even though those guidelines are not considered as laws, creditors remain under the obligation of following these guidelines. Otherwise they could [...]
08.27.10 | advice, Finance, money | DailyBuzzBlog.com
Chapter 13 bankruptcy, the net earner’s plan, or we can say restructuring bankruptcy, is quite different from Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you use your income to pay some or all of what you owe to your creditors over time — anywhere from three to five years, depending on the size of [...]
07.12.10 | advice, Finance, money | DailyBuzzBlog.com
She was beautiful. One look and that’s all she wrote I wanted her and nothing was going to stop me. I was determined. Her body glistened in the sun. Her looks could kill. She was every young man’s dream… Of course I’m referring to the used, red, Mazda Miata I tried so desperately to finance [...]
07.11.10 | advice, Finance, money | DailyBuzzBlog.com
When is the right time to declare bankruptcy? Many studies indicate that the time to seriously consider filing bankruptcy is a long way from the point where most people take the plunge. Since bankruptcy should really be considered only as your option of last resort, why do so many people throw in the financial towel [...]
06.8.10 | advice, Finance, money | DailyBuzzBlog.com
Chapter 7 Bankruptcy, A liquidation bankruptcy cancels your debts, but you might have to let the bankruptcy court execute some of your property for the profit of your creditors. Chapter 7 bankruptcy refers to the chapter of the federal statutes that contains the bankruptcy law. The main objective of modern bankruptcy laws and practices in [...]
05.24.10 | advice, Finance, money | DailyBuzzBlog.com
If you have a home loan and you want to evade foreclosure but you find you are in a situation where you cannot pay for the high mortgage payments you might qualify for a loan modification. This is one of many solutions you might consider talking to your lender about. A loan modification is offered [...]
04.18.10 | advice, Finance, Humor | DailyBuzzBlog.com
Filing bankruptcy is one of the many options that you have when it comes to eliminating debt. However, is it really the best option? There are many options to consider when you have become overwhelmed by debt, but bankruptcy should be the very last resort, after you have tried everything else. This article is going [...]
03.3.10 | advice, Finance, money | DailyBuzzBlog.com
You need to come to a couple of big decisions before you can file for bankruptcy and the most important of these is whether to file for Chapter 13 bankruptcy or Chapter 7 bankruptcy. The most common of these two options is Chapter 7 bankruptcy and before you decide to take this alternative you must [...]
02.15.10 | advice, Finance, money | DailyBuzzBlog.com
In today’s hard economic times, people are declaring bankruptcy at an alarming rate. Bankruptcy is the legally declared inability or impairment of ability of an individual or organizations to pay their creditors. In short, you or your business is broke and you cannot pay off your debts. For too long this has been seen as [...]
02.6.10 | advice, Finance, Movies | DailyBuzzBlog.com
In the bulk of filings, just thinking of personal bankruptcy is sufficient to panic somebody so much that they be tempted to panic and be reluctant to carefully examine their financial problems. Unfortunately, statistics show that around five people out of every thousand have seen themselves filing for personal bankruptcy and still more disturbing, this [...]
01.26.10 | advice, Finance, money | DailyBuzzBlog.com
RAB, Inc (Regional Adjustment Bureau) http://www.rabinc.com is a horrible debt collection company. 7000 Goodlett Farm...
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Do you ever watch the TV show "The Hills" ? Are you big fan of Audrina Patridge? Well if you are then today is your luck...